Catastrophic Coverage

(underwritten by Manulife)

Catastrophic coverage is ideal for people who currently have group or individual health coverage but are looking for protection from an unforeseen, serious accident or medical emergency. People without health coverage will also find Catastrophic coverage an excellent way to protect themselves from large, unplanned medical expenses.

This coverage provides the following benefits:

Unlimited 100% coverage for generic and name brand prescription drugs when annual claims exceed $4,500 per anniversary year.
Additional $25,000 in coverage for Homecare and Nursing, Durable Medical Equipment (wheelchairs, etc.) and Prosthetic Appliances when annual claims exceed $7,500 per anniversary year; lifetime maximum of $100,000.
In the event of an accident that requires a hospital stay of at least 24 hours, Catastrophic coverage provides unlimited Chiropractor and Physiotherapist coverage, for one year following an accident.
All benefits are paid at the reasonable and customary level and are coordinated with any other health plan coverage you may have.

Sample Monthly Premiums:

2 Adults each age 40 with two children - $48.80

2 Adults each age 50 with no children - $31.80

2 Adults each age 55 with no children - $34.20

Call 1-800-433-5307 for YOUR monthly premium

Anniversary Year means the consecutive 12 months following the Effective Date of the Agreement, and each 12 month period thereafter.

Benefit Year means the 12 consecutive months following the incurred date of the claim.

Calendar Year means the 12 consecutive month period commencing January 1 and ending December 31.

Complete a health questionnaire and send it to us at the address shown below. Feel free to call us if you have any questions.

Gary White Insurance

Tel: (800) 433-5307 Bus. Cell: (416) 768-4279
Email: info@garywhiteinsurance.com