

| Firms with 3 or 9 Employees | Firms with 3 to 30 Employees | |
| $50,000 Life and AD&D Insurance |
Life and AD&D Insurance - $50,000 minimum |
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| Long Term Disability - $1,500/month guaranteed |
Dependent Life - $10,000 / $5,000 | |
| Critical Illness Benefit - $1,500 lifetime tax-free |
Short Term Disability - Optional | |
| Drug Plans - 90% coinsurance only |
Long Term Disability - Optional | |
| Semi-Private Hospital Accommodation | Drug Plans - 80% or 100% coinsurance | |
| Emergency Travel Out of Country | Semi-Private Hospital Accommodation | |
| Vision Care automatically included |
Vision Care - Optional | |
| Paramedical Specialists | Paramedical Specialists | |
| Dental Care - 90% coinsurance only |
Emergency Travel Out-of-Country | |
| Dental Limit - $1,500 per person per year |
Dental Care - 80% or 100% coinsurance | |
| Major Restorative Dental - Yes at 50% coinsurance |
Dental Limit - $1,500 per person per year | |
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Firms of 3 to 30 Employees continued below Both of the above packages include a number of ancillary health and dental benefits. |
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Firms of 3 to 30 Employees cont'd |
Firms with more than 30 Employees Design your own package with these ideas |
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| THE PACKAGE JUST GOT BETTER |
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| Plan Features |
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| Employee Assistance Program included | ||
| No age limit restriction for Health & Dental | ||
| Emergency Travel - no pre-existing condition clause | ||
| Travel Includes Trip Cancellation, Trip Interruption, Lost or Stolen Baggage Insurance | ||
| Life Insurance continues to age 75 | ||
| Affinity Programs Included | ||
© 2009 Gary White Insurance