TERMS AND CONDITIONS OF USE
By using garywhiteinsurance.com it is understood that you thereby signify your acceptance of these Terms and Conditions of Use. Should you for any reason not agree to all of these Terms and Conditions of Use, you will cease any further navigation of and interaction with the Site and exit the Site immediately.
garywhiteinsurance.com reserves the right to modify and update these Terms and Conditions of Use at any time.
AVAILABLE ONLY WHERE PERMITTED BY LAW
The products and services described in this Site may not be available in all jurisdictions and only constitute an offer or solicitation where permitted by law. Any use of this Site or purchase of insurance from this Site shall be governed by and construed in accordance with the laws of Canada.
More specifically, you understand and expressly agree that exclusive jurisdiction for any dispute with garywhiteinsurance.com, including insurance purchases, resides in the courts of the Province of Ontario, Canada and you further understand, agree and consent to the exercise of personal jurisdiction in the courts of the Province of Ontario, Canada in connection with any such dispute and or claim involving garywhiteinsurance.com or its affiliates, subsidiaries, employees, contractors, officers, directors, content providers including third-party advertisers and communications providers and other service providers. In the event that any provision contained in these Terms and Conditions of Use is determined to be invalid, then you understand and agree that such provision found to be invalid shall be severable from the other remaining provisions and shall therefore not affect the validity of the remaining provisions of these Terms and Conditions of Use, which shall remain in full force and effect.
SUBJECT TO APPLICABLE AGREEMENTS
Any purchase of insurance from this Site will be subject to the applicable laws and the terms and conditions of the contract coverage as issued by the insurer.
PRIVACY AND SECURITY
garywhiteinsurance.com is committed to data security, and protects your personally identifiable information. We will use your personally identifiable information to prepare your insurance profile. From this profile, garywhiteinsurance.com generates instant, online quotes (as available) using the rating methods of our participating insurance companies. If you meet their criteria, other participating insurance companies may offer to provide an offline quote.
Unless you expressly give us permission to do so, or unless required by law, garywhiteinsurance.com does not willfully use or disclose personally identifiable information. garywhiteinsurance.com never resells, trades, leases or rents the personally identifiable information of our users to other companies.
garywhiteinsurance.com does not use "cookies", however, we may choose to do so in the future. Cookies are one or more small text files saved on your computer's hard drive and stored in memory while your browser is running. Most web browsers automatically accept cookies, but you can change your browser's settings to prevent that.
Although our security efforts are consistent with industry practice in Canada, your complete privacy, confidentiality and security is not yet possible over the Internet and, therefore, cannot be guaranteed. As a result, garywhiteinsurance.com shall not be responsible or liable for any harm or loss resulting from your transmission of any information to us.
The garywhiteinsurance.com Site includes certain content which is provided from sources believed by garywhiteinsurance.com to be accurate, however, garywhiteinsurance.com makes no representations regarding the content of the Site or the results to be obtained from use of the information from and within the Site in terms of timeliness, correctness, accuracy, reliability, or otherwise.
THE garywhiteinsurance.com SITE INCLUDING ALL CONTENT ARE PROVIDED ON AN AS IS BASIS WITHOUT ANY WARRANTIES OF ANY KIND.
In no event whatsoever shall garywhiteinsurance.com, its suppliers and licensors or any third parties mentioned on the Site be liable for any damages, including without limitation, incidental or consequential damages, lost profits, or damages resulting from the loss of any data or business interruption, which may result from the use of or inability to use the garywhiteinsurance.com Site, any of the content contained on the Site or linked by or to the garywhiteinsurance.com Site.
As garywhiteinsurance.com may accept and post advertising and other content from third parties and may further allow certain third parties to post subscription offers and or registration services through this website, please note that in all such circumstances, garywhiteinsurance.com is in no way responsible for the actions or individual policies of such third parties and users are hereby informed that they should carefully check the individual privacy and other policies of all such third-parties prior to providing such third parties with any information of a personally identifiable nature. Further, such third parties will not at any time have access to any personally identifiable information entered and stored on the garywhiteinsurance.com Site.
This information is subject to change and update at any time without prior notice. Consult garywhiteinsurance.com for complete information about our products and services. The information provided on this Site is not intended to provide you with legal, insurance or other advice and garywhiteinsurance.com shall not be responsible for any detrimental reliance you place upon this Site or its contents.
The contents of the garywhiteinsurance.com Site including but not limited to all text, graphics, images and certain aspects relating to the functionality of the Site deemed by the Company to be of a proprietary nature (the "Intellectual Property") are protected by copyright, trademark and certain other forms of intellectual property protection and all such Intellectual Property is and shall at all times remain the sole and exclusive property of garywhiteinsurance.com throughout the world. None of the content or Intellectual Property relating to the garywhiteinsurance.com Site may be reverse-engineered, disassembled, decompiled, reproduced, transcribed, stored in a retrieval system, translated into any language including computer language, re-transmitted in any form or by any means (electronic, mechanical, photo reproduction or otherwise), resold or redistributed without the prior written consent of garywhiteinsurance.com.
LINKS TO OTHER WEBSITES
garywhiteinsurance.com provides direct links, paid or non-paid, to a number of other websites that we believe can offer you useful information and services. These links are provided solely as a convenience to you as a user of garywhiteinsurance.com and such links should not in any way be construed as an endorsement by garywhiteinsurance.com of the content contained on such third party websites. Further, garywhiteinsurance.com is not responsible for the content of linked third party Sites and makes no representations regarding the content or accuracy of information contained on such third party websites. Your access to any such third party websites by way of the active links to such sites as may be provided from and within the garywhiteinsurance.com Site is done solely at your own risk and further, your individual usage of any such third-party websites is subject to the individual terms and conditions of use of each Site. Under no circumstances is garywhiteinsurance.com responsible for the privacy policies of or any actions of third parties who control the activities of such third party websites. We suggest you contact the relevant parties controlling these websites or access their online policies to obtain specific information regarding their data collection practices.
If you have any questions about this Site, these conditions, or garywhiteinsurance.com products or services, please contact us at:
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